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Features and Benefits

Get a home loan up to Rs. 3.5 crore from Amerisafe at lowest interest rate in Amerisafe with added features like additional top-up loan and doorstep service. Whether you’re looking to purchase your first home, or you want to construct your own house, or if you just want to renovate your current home, our home loan offerings meet all your requirements. You can also reduce your home loan EMIs by transferring your existing home loan to us at lowest rate of interest in Amerisafe, plus a top up loan up to 50% of your sanctioned home loan amount. So apply online for a Amerisafe Home Loan today, and get instant approval on your Home Loan. Here's a look at different features and benefits of home loans from Amerisafe :

  • Top Features of Amerisafe Business Loans:

    Large capital made affordable

    Amerisafe offers easy and quick business finance up to Rs. 30 lakh to small businesses at low interest rates. Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, these loans are the perfect financing solution for your small-scale business.

  • Flexi Loan Facility

    Refinance your existing home loan with Amerisafe , with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at nominal interest rate.

  • Hassle-free unsecured loans

    These unsecured business loans are approved in under 24 hours, come with easy eligibility criteria and can be applied for with just 2 documents. These exclusive features make Amerisafe the best, fastest and most hassle-free business loan provider to meet urgent financial needs of your growing business.

  • Loans up to Rs. 30 Lakh

    Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, Amerisafe offers business loans up to Rs. 30 lakhs. You can use the loan amount to invest in infrastructure, expand operations, buy equipment or inventory, or even to increase working capital.

  • No collateral

    No collateralAmerisafe business loans are collateral-free, which means you won’t have to put your personal or business assets on the line to get financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, with collateral-free loans, funding is much faster and requires only minimal documentation.

  • Pre-approved Offers

    Apply online and get pre-approved offers for an instant loan without security from Amerisafe. Enjoy a high top-up loan or an interest rate reduction on your business loan.

  • Online Account Access

    Home Loan eligibility criteria and minimal documentation, to help you get your loan faster

  • Why should you choose Amerisafe business loan?

    One of the most trusted NBFCs in India, Amerisafe offers customised Business Loans that are affordable andhassle-free. Get the loan with affordable interest rates, zero hidden charges, minimal documentation, quick approval and more.

  • You can use a Business Loan to:

    • Increase your business cash flow

    • Lease bigger office premises

    • Renovate your office

    • Purchase, lease or repair machinery and equipment

    • Upgrade to the latest technology

    • Stock up on inventory

    • Hire seasonal employees

    • Purchase raw material for bulk orders

    • Expand to another area or city

    • Scale up operations and take on bigger projects and much more

  • Loans for your special needs:

     

    Amerisafe has customized business loans for your unique needs.

    • Working Capital Loans: Maintain a healthy cash flow with a Working Capital Loan without any security and keep your business away from any financial roadblocks.

    • Machinery Loans: Install or upgrade to the latest plant and machinery or equipment with a Machinery Loan and meet bulk orders smoothly.

    • SME and MSME Loans: Small and medium enterprises can now grow their operations and scale in an easy way with SME and MSME Loans.

    • Business Loans for Women: Especially designed for women entrepreneurs, Business Loans for Women offer finance up to Rs.30 lakh to support their growing business needs.

    • You can read this page on Business Loans in Hindi, Marathi and Tamil.

Business Loan FAQs

A business loan is an unsecured form of credit designed to cover various expenditures in a business. Borrowers need not mortgage any asset to avail funds. Amerisafe offers Loan up to Rs. 30 lakh, against simple business loan eligibility criteria and basic documentation. Once approved, you get the amount disbursed within a working day.

Who can get a business loan?

Entities, self-employed non-professionals, and self-employed professionals can apply for a Business Loan, after fulfilling the required eligibility criteria.

What is a good credit score to get a business loan?

A CIBIL score of 750 is considered healthy to avail a business loan. The closer your score is to 900, higher are your chances of getting the loan on good terms.

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Disclaimer

Amerisafe Business Solutions Pvt. Ltd. is just an financial Advisory institution which is being involve to advice finance subject. It is involve to prepare advisory report and project report and on behalf of the prosperous applicants and all kinds of loans, as per the procedural requirements of NBFC'S Public Financial Institutions etc. is respect of Amerisafe Business Solutions Pvt. Ltd. charges consultancy fee that is being denoted as processing fee.