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Home Loan - Features and Benefits

Get a home loan up to Rs. 3.5 crore from Amerisafe Finserv at lowest interest rate in Amerisafe with added features like additional top-up loan and doorstep service.

Whether you’re looking to purchase your first home, or you want to construct your own house, or if you just want to renovate your current home, our home loan offerings meet all your requirements. You can also reduce your home loan EMIs by transferring your existing home loan to us at lowest rate of interest in Amerisafe, plus a top up loan up to 50% of your sanctioned home loan amount.

So apply online for a Amerisafe Finserv Home Loan today, and get instant approval on your Home Loan.

Here's a look at different features and benefits of home loans from Amerisafe Finserv:

  • Pradhan Mantri Awas Yojna (PMAY)

    Home Loans get more affordable than ever, with assistance from the Pradhan Mantri Awas Yojna (PMAY) for first-time homeowners. Reduce your Home Loan EMIs with PMAY, by getting a Home Loan at an interest rate of just 6.93%*, and save up to Rs. 2.67 lakh on interest*. Get a Home Loan under PMAY even if your parents own a home, and thus have the chance to become a homeowner yourself.

  • Easy Balance Transfer Facility

    Refinance your existing home loan with Amerisafe Finserv, with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at nominal interest rate.

  • Top-up Loan

    Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan up to Rs. 50 Lakh without any extra documentation, at nominal rate of interest.

  • Property Dossier

    A customised report to guide you through all the legal and financial aspects of being a property owner. Click here to know more.

  • Part-prepayment and Foreclosure Facility

    No charges on part-prepayment or foreclosure to make the loan affordable

  • Flexible Tenor

    Flexible tenors ranging up to 240 months, to fit your repayment capacity.

  • Minimal Documentation

    Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster

  • Online Account Management

    Online management of your Home Loan using our digital customer portal, for your convenience

  • Customised Insurance Schemes

    Customised insurance schemes to protect your family from the burden of repaying the housing loan in case of unforeseen events

  • Amerisafe Finserv, the best Home Loan provider in Amerisafe, offers easy housing finance solutions. With attractive Home Loan interest rates and a host of benefits to suit your finances, Our Home Loans in Amerisafe are designed to help you get your dream home without hassle. Get the benefits of an easy balance transfer and a high-value top-up loan. Fill the online application form to apply for a Home Loan from Amerisafe Finserv today.

    Calculate your eligibility and your EMIs with our easy-to-use Home Loan Eligibility Calculator and Home Loan EMI Calculator.
     

  • Eligibility Criteria for Home Loan

    To avail a Home Loan from Amerisafe Finserv, you only need to meet the basic eligibility criteria:

    Eligibility Criteria For Salaried amerisafe For Self-Employed amerisafe
    Age of the applicant 23 to 62 years 25 to 70 years
    Work experience 3 years and above 5 years and above
    Minimum CIBIL score 750 750
    Maximum loan amount Rs.3.5 crore Rs.5 crore
    Minimum property value Rs.15 lakh Rs.15 lakh

  • Documents required for a Home Loan

    The documents required in order to apply for a Amerisafe Finserv Home Loan include
     

    • KYC Documents

    • Address Proof

    • Identity Proof

    • Photograph

    • Form 16 or the latest salary slips and bank account statements of the previous 6 months.

    Self-employed amerisafe will also be required to provide a document for proof of business of minimum 5 years.

  • How to Apply for Home Loan?

     

    Applying for a Amerisafe Finserv Home Loan is easy. Just follow these steps:

    • 1

      Step 1 :

      Fill the online application form.

    • 2

      Step 2 :

      Our representative will contact you and take the process forward.

    • 3

      Step 3 :

      Pay the online secure fee to book the offer.

    • 4

      Step 4 :

      Submit scanned copies of your documents online.

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Disclaimer

Amerisafe Business Solutions Pvt. Ltd. is just an financial Advisory institution which is being involve to advice finance subject. It is involve to prepare advisory report and project report and on behalf of the prosperous applicants and all kinds of loans, as per the procedural requirements of NBFC'S Public Financial Institutions etc. is respect of Amerisafe Business Solutions Pvt. Ltd. charges consultancy fee that is being denoted as processing fee.